Individual Financial Assistance (IFA)

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Through Individual Financial Assistance (IFA) the poor, widows, destitute women, orphans and disabled persons are supported through general assistance, education, medical treatment and rehabilitation. 


aa   Fulfilment of immediate need of the poor.

aa   Medical treatment of major ailments and disabilities of the poor patients

aa   Economic empowerment through rehabilitation.

aa  Ducation stipends to deserving and brilliant poor students of educational and technical institutions in the Public Sector

Enrolment Criteria

aa  Assistance is provided to the needy individuals on first come first basis having no support or source of income in following order of priority:-

aa  All poor suffering misery and unable to overcome circumstances within available resources.

aa  He victims of sudden fall in economic status due to unpredictable circumstances.

A person suffering with severe physical or mental disability and unable to earn a livelihood. 

aa  A deserving woman who is a widow or divorced or separated with liability to raise her children with no source or regular source of income.

aa   An invalid or infirm person secluded from family or deprived of relatives and having no source of income.

aa   Monthly income not more than Rs.17,500/- 


aa   The Govt. servants (Including those on contract and their family members are not eligible to apply for IFA. Employees serving in public sector, organizations, corporations, autonomous bodies are also not eligible to apply.

aa   The applicant should not be beneficiary of similar subsistance from any other govt. organization.

Salient Features

aa   Any individual can apply for general finance assistance once a year only. Any of the two services i.e. (i) Medical treatment (ii) General financial assistance (iii) Education stipend (iv) Individual rehabilitation may be granted simultaneously within a period of one year to the same applicant. However, general financial assistance and rehabilitation cannot be combined. For IFA (General) preference will be given to widows, infirm and disabled every year. Other categories of individuals would be catered only twice in the entire life. Preference would be given to accommodate them in other dispensations i-e IFA (Medical), IFA (Education), IFA (Rehabilitation) as per requirement


aa  Application containing residential address, signature or thumb impression of the applicant alongwith valid CNIC of applicant and patients (B-Form if applicant less than 18 years).

aa   Bonafide certificate on PBM proforma from concerned govt institutions signed by Head of the Institution..

aa  Testimonial (copy of cetificates)

aa  Affidavit (filled by parents)

aa  Fee slip/ Fee structure of the concerned institution.


aa  In the history of Pakistan Bait-ul-Mal, first time a family that consists of 02 or more disabled person has been given status of Special Friend of PBM. Which mean, Pakistan Bait-ul-Mal, provides financial assistance to these special friends amounting to Rs.10,000/- to a family having one special person and Rs. 25000 to a family having two or more special persons.


aa  Wheel Chair

aa   White Cane 

aa   Hearing Aid

aa   Artificial Limb

aa   Artificial legs


aa   Application alongwith copy of valid CNIC.

aa   Photograph (indicating disability).

aa   Disability certificate.

aa   In case Hearing aid / Artificial limbs/ Legs estimate from Govt. Hospital duly verified by M/S / ED